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Five steps for simplifying your home construction project

Building your dream home can feel like a daunting task. From working with a lender to envisioning the layout, there’s a lot to consider. But, with proper planning and preparation, the process can be less intimidating. Here are five ways you can simplify the early stages of your project.


  1. Understand your budget.
    Consulting your lender first is one task that can help alleviate a lot of headaches later in the home construction process. Understanding what you can afford and getting pre-approved will make a big difference when searching for the perfect property to build your home on. 

  2. Build a team of experts.
    Navigating the home construction process can be challenging, which is why assembling a team of experts is crucial. Your team should include professionals such as your lender, architect, contractor and possibly others depending on your specific needs. Having a knowledgeable and experienced team by your side can help you navigate potential obstacles and ensure the best outcome.

  3. Streamline decision making.
    Decision fatigue can slow down the construction process. Try to make as many decisions as possible before construction starts to avoid this. Always be prepared to make quick decisions when unexpected issues arise, leaning on your team of experts to guide you.
  4. Find the perfect lot and builder.
    Searching for the perfect lot can be one of the most challenging parts of the process. Even if you don’t plan to build for a while, always keep an eye out for available lots that may fit your needs. You can also start researching builders early on so, when you’re ready to build, you know which builder you’d like to work with. 
  5. Practice patience.
    The process of building a new home can seem like an eternity. Stay patient, address all necessary tasks and remember the result will be worth it when you finally move into the home you’ve always envisioned.


If you're ready to embark on the journey of purchasing a lot or building a home, don't hesitate to reach out to your local AgCredit mortgage loan originator. They can answer any questions you may have about the financing process and are committed to assisting you with your pre-approval. With the right preparation and support, your dream home is well within reach.