Your Biggest Benefit
As a borrower-owner of AgCredit, one of the biggest benefits is sharing in the profits of the Association through our patronage program. Patronage reduces your cost of borrowing by returning a portion of our net income to our borrowers based on the proportion of interest paid on their loan and total interest earned by the association. We have returned more than $422,000,000 in patronage refunds over the past 36 years!
Check out the video to learn about the patronage program in 90 seconds.
Patronage Refund History
|5 Year Average