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What is a Cooperative?
A cooperative is a business or
enterprise jointly owned by those
who use it's services. As a
agricultural cooperative, Ag Credit
is committed to providing a stable
source of financial products and
services to our owner/members. These
owners provide the direction and
control of the company by electing a
Board of Directors originating from
their peers. Each year, this elected
Board reviews the finances and
performance of the company and has
the option of returning a portion of
the profits back to the members in
the form of a patronage refund. Each
member's patronage refund amount is
based on their individual use of the
cooperative (i.e. the amount of
their loans). Over the past six
years we have returned a minimum of
21% of the interest paid-in and last
years return exceeded 26% of
interest paid-in.
For more details on how this
directly benefits your operation
click here. |
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Our Cooperative
Ag Credit, ACA has more than $800 million in loans outstanding to
more than 4,400 members. Direction and decision making for the cooperative is handed down from a
ten member Board of Directors comprised of farmers and agribusiness professionals in the communities we serve. Ag Credit has 14 branch offices serving 18 counties in Northwest Ohio.
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We are an Equal Credit Opportunity Lender
and Equal Housing Lender.
©2000-2007 Ag Credit. All rights reserved.
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