At Ag Credit, we recognize your expectation of privacy and confidentiality of personal financial information when seeking the assistance of outside professionals to obtain credit. We have taken great care in establishing and implementing policies and procedures and have committed to an ongoing review of those policies and procedures to protect your personal and financial information.

Your privacy is a top priority in all aspects of our business. Our employees are informed of their responsibility to protect your confidential information and are governed by strict standards of conduct, which prohibit unauthorized use of your information. Appropriate disciplinary policies are in place to help enforce employee privacy responsibilities.  Security procedures and internal controls are also in place to protect your privacy.

Your personal information is the information that identifies you, for example your name, address, phone number and e-mail address. We may collect personal and additional information volunteered by you during the loan inquiry process to enable us to offer you the best products and services. We may also contact you with news about new products, services, and special promotions. Additionally, your e-mail address is collected when you submit any e-mail to us. Ag Credit limits the use and collection of all information to that which is necessary to maintain and administer financial services, provide excellent service, and offer new products and services that may be of benefit to you. If, for any reason, you would like to be removed from our distribution list, please contact us at Ag Credit, Attn: Security Officer, 610 W. Lytle Street, Fostoria, Ohio 44830, Phone: 1-800-837-3678 or 419-435-7758, extension 1015 or at  privacy@agcredit.net 

We may use third party Suppliers and Service Providers to facilitate our services. For example, we may outsource one or more aspects of our website to a Supplier or Service Provider who performs services according to our requirements. In all cases we restrict how these Suppliers or Service Providers may access, use or disclose your information. In general, we do not permit these Suppliers or Service Providers to retain, disclose or sell your information to third parties.

We continue to monitor, review and update the privacy measures and technology that we have in place to protect your information and strive to put you first. Your questions, comments or complaints about this policy may be directed to privacy@agcredit.net  . If you do not receive a response or if the response received is not to your satisfaction, you may contact us at Ag Credit, Attn: Security Officer, 610 W. Lytle Street, Fostoria, Ohio 44830 Phone: 1-800-837-3678 or 419-435-7758, extension 1015.

Since 1972, Farm Credit Administration regulations have prohibited the directors and employees of Farm Credit institutions from disclosing personal borrower information to others without your consent. Ag Credit does not sell or trade your personal information to marketing or information brokers. Ag Credit is committed to fully complying with the laws and regulations that have been established to protect the confidentiality of your information.

FCA rules allow us to disclose customer information to others only in these situations:

• We may give it to another Farm Credit institution with which you conduct business.
• We can be a credit reference for you with other lenders and provide information to a credit bureau or other consumer-reporting agency.
• We can provide information in certain types of legal or law enforcement proceedings.
• FCA examiners or other auditors may review loan files during regular examinations of our association.
• If one of our employees applies to become a licensed real estate appraiser, we may give copies of real estate appraisal reports to the State agency that licenses appraisers when required. We will first remove as much personal information from the appraisal report as possible.
• In addition, we may use borrower information consistent with FCA regulation 618.8300 in the general course of business. 

As a member/owner of this institution, your privacy and the security of your personal information are vital to our continued ability to serve your ongoing credit needs.

Children’s Online Privacy Protection Act:  This Web site is not directed at children nor does Ag Credit collect any personally identifiable information from children.  Ag Credit may provide links to independent Web sites maintained by various federal agencies or other organizations, solely as a benefit to our customers.  Once you access a linked Web site, we recommend that you review the applicable Privacy Policy and/or terms and of that Web site.