Owning your own home has been part of the American dream for years. We can help make it happen.
Since AgCredit specializes in providing rural home loans guaranteed by the USDA, we know the features that make country and small town properties unique from those in the city. From irregularly shaped lots to wells and outbuildings, we are the experts.
At AgCredit, you’ll find loan officers who specialize in residential financing. Whether you want to buy, build, make home improvements or want to purchase land for building your future dream home, we’re ready to help your home ownership dreams come true.
With competitive long-term fixed rate and variable rate loans, we have no maximum acreage. Use your AgCredit financing package for home purchases and refinancing; home construction; renovation and remodeling; and lot purchases. You can use our handy mortgage calculator below to estimate your payments.
Change any combination of fields to calculate the monthly payment. Or change the down payment and monthly payment to calculate the possible home price.
Customer Service Line: 1-877-414-0392
With a level of expertise and dedication to customer service that is unmatched, the Residential Lending team is committed to creating the financing package that is right for you. Contact us or apply now online and let us help you.
Use our online form to conveniently apply for a loan. If applying in person, make sure you have the following:
- Last two years W-2's or 1099's
- Most recent 30 days paystubs
- Most recent 2 months bank statements
- Purchase agreement (if applicable)
- Photo ID
Additional items may be needed depending on your individual circumstances.